This is a relaxed and friendly open-forum seminar for participants with a seasoned Will & Trust attorney. Questions like: Should I avoid Probate? Is a Will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? If I am alone, what tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? Which Trust is best for my needs? Can I use a Transfer-On-Death deed? How do my retirement assets operate in my will or Trust? All questions will be answered!

In this class we will take an in-depth review of many issues (and problems) that may be faced from our parents estate plan (or lack thereof) such as: creating a difficult Probate, loss of assets to the Nursing Home, fighting amongst the children, senior care issues, guardianship, privacy, the continued life of the surviving parent, estate tax protection, fairness and equality, legacy assets and the flow of critical information between the generations. With our 30 years of experience, we will discuss actual Minnesota examples of all of the above challenges and how they can be avoided in advance with some simple planning and exchange of information. All questions will be answered in an open and friendly forum.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through your questions and more! Get the answers you need and learn how to create an effective plan.

You work your whole career with the goal of someday retiring. This seminar covers the crucial years leading up to your retirement date, the active years of your retirement, and the winding down of your retirement years. subjects will include: (1) Estate planning while working, during retirement and at the end of life, (2) When to take your Social Security, (3) Key financial products and services available in the market (Medicaid complaint annuities, Long Term Care Insurance, Life Insurance Long Term Care Riders), (4) What to look for in a professional (Financial Advisor, CFP, RIA, Fiduciary)?, and (5) The final plans before the end - what can be too little too late? Please bring your questions, this class is an interactive forum.

In this class we will walk-thru (in Depth) an actual Minnesota Probate Estate from the filing of the Application for Probate to the Final Accounts...and all the steps in between. Class participants will learn the entire process with current forms, Court and filing requirements, accounting and procedural steps, as well as the procedures for the sale and distribution of estate assets. We will also discuss the roles, responsibilities, and liabilities of a person who is appointed as the Executor/Personal Representative. The class will be filled with real-life examples and solutions to the multitude of issues involving a typical (or not typical) Minnesota Probate Estate. This class encourages questions: Is there a "reading of the Will"? What about personal items? Does the Executor get paid? What about estate bills and creditors? We will provide the answers.

With our presenters' over 50 years of practice we have learned time and time again that whether you are in your 40s, 50s, or 60s there are several milestones and over-looked life areas where mistakes can lead to results that range from discomfort to disaster. Let's identify those issues for you with real-life examples and opportunities to get questions and issues answered.